Insurance Cells

CellPRO is a very relevant and cost efficient solution for MGAs, intermediaries and insurance companies that wish to create and support their customized business cases and/or take advantage of the insurance ecosystem.

CellPRO offers cell-based, segregated and managed insurance structures. Via our Protected Cell Company and digital infrastructure, we enable third-party insurance companies, managers and intermediaries to create and support their customised business cases and or take advantage of the insurance ecosystem. Our cell-based insurance structures facilitate the ring-fencing of risks, by managing them in segregated entities (cells) and enabling the sharing of economic interest. CellPRO can be used for both legacy and active portfolios, by means of fronting, incubating new risks or acting as a captive solution.

PCC Structure

Our Insurance Protected Cell Company (PCC) is a fully licensed EU risk carrier which consists of a Core that can establish a number of segregated cells. Cells are separately licensed by the local regulator, the Maltese Financial Services Authority (MFSA). All governance and regulatory responsibilities are maintained within the Core. Cell assets and liabilities are segregated from other assets and liabilities of other cells. Business can be transferred to a cell and managed efficiently. Cells can be owned via separate cell shares which reflect ownership of the cell.